Roof Damage Not Disclosed by Seller
I can not make this type of thing up.
A home seller in Abilene listed his house for sale. After the earnest money contract was signed, a hail storm hit Abilene. The seller told his agent about the damage and filed a claim with his home insurance company, State Farm. He did not, however, tell his buyer about the hail damage or roof damage of any kind. The seller never disclosed the roof damage or roof damage claim made to State Farm.
Meanwhile, the buyer contacts his State Farm agent - THE EXACT SAME AGENT THAT THE SELLER HAD - and lets him know he is buying the house seller has now made a rood damage claim on. The State Farm Agent NEVER TELLS THE BUYER ANYTHING about the roof damage claim and the buyer goes through closing without any knowledge that the house he is buying has been damaged in a hail storm or that a roof damage claim was made with State Farm.
Two years later, the buyer gets a letter from State Farm saying that the roof is hail damaged and he has to replace the roof or his insurance will be cancelled.
Neither the seller nor the State Farm agent disclosed that the house had previous roof damage or that there was a pending claim for roof damage WHILE THE BUYER WAS TRYING TO GET HOME INSURANCE!